Legally Speaking – VeloNews

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i also read this on a lawyer website. kinda useful to know.

Q: Can I recover even if the motorist never hit me?

A: Yes. Many people are under the misconception that there has to be physical contact between a cyclist and a motor vehicle for the motorist to be liable. This is not true. There are many situations where cyclists are injured when they take evasive action to avoid being hit, and crash as a result. The motorist can still be held liable if their negligence required the cyclist to take the evasive action.

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